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This is a mortgage blog.

Mortgage information designed to educate consumers and real estate professionals about home purchasing and refinancing.

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John Moran

8226 E ●●●●●●●osa Trl

sui●●●340

Sco●●●ale , Arizona, 85258

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John Moran

8226 E ●●●●●●●osa Trl

sui●●●340

Sco●●●ale , Arizona, 85258

UNITED STATES

1480●●●●3725
jo●●●●●●●●●@gmail.com

View this contact

John Moran

8226 E ●●●●●●●osa Trl

sui●●●340

Sco●●●ale , Arizona, 85258

UNITED STATES

1480●●●●3725
jo●●●●●●●●●@gmail.com

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Mortgage information designed to educate consumers and real estate professionals about home purchasing and refinancing.
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This is a mortgage blog. | amortgageblog.com Reviews

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Mortgage information designed to educate consumers and real estate professionals about home purchasing and refinancing.

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1

This is a mortgage blog.: Purchasing a Home - Who are the people involved?

http://www.amortgageblog.com/2014/02/purchasing-home-who-are-people-involved.html

This is a mortgage blog. Its purpose is to educate consumers and real estate professionals about home mortgages. February 26, 2014. Purchasing a Home - Who are the people involved? In a typical home sale involving financing, these are the major players involved and some info about the role each plays:. The buyer's agent is a real estate agent or Realtor who acts on behalf of the buyer in order to secure a new. Listing Agent (Seller's Agent):. It should be noted that it is possible for an agent to be both...

2

This is a mortgage blog.: What documents are required to get a mortgage?

http://www.amortgageblog.com/2014/04/what-documents-are-required-to-get.html

This is a mortgage blog. Its purpose is to educate consumers and real estate professionals about home mortgages. April 17, 2014. What documents are required to get a mortgage? What documents will I need to provide to get a home loan? Some loans will require more or less documentation, but these are the basic documents required by the majority of lenders on average mortgage transactions:. Two most recent years of W-2 forms. Two most recent years of federal tax returns, personal (all pages). Two months sta...

3

This is a mortgage blog.: What is mortgage insurance and why do I have to pay it?

http://www.amortgageblog.com/2014/06/what-is-mortgage-insurance-and-why-do-i.html

This is a mortgage blog. Its purpose is to educate consumers and real estate professionals about home mortgages. June 13, 2014. What is mortgage insurance and why do I have to pay it? Let's start with the basics - what is mortgage insurance? Many homeowners feel mortgage insurance is imposed on them by banks for no reason and they don't benefit from it in any way. The reality is that without mortgage insurance, many of those same people would not be homeowners. Types of mortgage insurance:. Stands for mo...

4

This is a mortgage blog.: Why are home mortgages sold, sometimes more than once?

http://www.amortgageblog.com/2013/08/why-are-home-mortgage-sold-sometimes.html

This is a mortgage blog. Its purpose is to educate consumers and real estate professionals about home mortgages. August 13, 2013. Why are home mortgages sold, sometimes more than once? Has your mortgage ever been sold? Many people are confused when their home loan is sold to another lender. They feel it is a reflection on them or wonder why the lender didn't want them as a customer. This is a good thing. Thanks for reading my blog! Website: Arizona Mortgage Pro. Finance their dreams since 2003. I do ...

5

This is a mortgage blog.: What is a good debt-to-income (DTI) ratio for a home mortgage?

http://www.amortgageblog.com/2014/05/what-is-good-debt-to-income-dti-ratio.html

This is a mortgage blog. Its purpose is to educate consumers and real estate professionals about home mortgages. May 6, 2014. What is a good debt-to-income (DTI) ratio for a home mortgage? I'll answer that question at the end of this post. I think it is important to cover the basics first. What is a debt-to-income ratio? Which debts are included? The debt portion of a DTI ratio is calculated by adding the amount of monthly payments on all recurring debts. These debts are almost always included:. Student ...

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azmortgagepro.com azmortgagepro.com

USDA Mortgage Loan Info - Arizona Mortgage Pro

http://www.azmortgagepro.com/usda-mortgage-arizona.htm

USDA Mortgage Loans in Arizona. Click here for USDA mortgage rates:. USDA mortgages were developed to help people in rural areas purchase homes with favorable terms. The United States Department of Agriculture partially guarantees these mortgages. Since they are reserved for rural homes, there are income and property location requirements that must be met. Here in Arizona, the USDA loan limits are currently $417,000 for a 1 unit property with no down payment. 0% minimum down payment! For a 1 unit property.

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Conforming Mortgage Loan Info - Arizona Mortgage Pro

http://www.azmortgagepro.com/conforming-mortgage-arizona.htm

Conforming Mortgage Loans in Arizona. Click here for conforming mortgage rates:. Conforming mortgages (sometimes referred to as conventional) are the most popular mortgage types available. Here in Arizona, the conforming loan limits are currently $417,000 for a 1 unit property. Here are some of the highlights of conforming loan programs:. 3% minimum down payment. Loan amounts up to $417,000. No first time homebuyer. Up to 9% seller concessions. Monthly mortgage insurance than FHA. Seasoning of 2-4 years.

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Mortgage Calculator - Arizona Mortgage Pro

http://www.azmortgagepro.com/mortgage-calculator.htm

Mortgage Calculators - Estimate a Home Loan Payment. Here are some helpful mortgage calculators to determine monthly payment and other figures. Please choose the calculator type on the left and enter the information on the right. Choose from 19 Mortgage Calculators. John Moran Producing Manager. 16220 N Scottsdale Rd Ste 110. Cardinal Financial Company, Limited Partnership is an Equal Housing Lender. NMLS# 66247.

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Customer Testimonials and Reviews - Arizona Mortgage Pro

http://www.azmortgagepro.com/mortgage-testimonials.htm

Customer Testimonials and Reviews. These are just a few examples of the large number of satisfied clients that I have worked with in the past. 9733; ★ ★ ★ ★. John made the mortgage process easy. I was out of the country when I purchased my home and I have never had the process go so smooth. Everything happened as he told me and I got a great rate, saving me a bunch of money. Brady Myers - Scottsdale, AZ. 9733; ★ ★ ★ ★. Kathy Ammon - Scottsdale, AZ. 9733; ★ ★ ★ ★. Chad Straube - Scottsdale, AZ. I'm a loca...

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Site Map - Arizona Mortgage Pro

http://www.azmortgagepro.com/site-map.htm

Site Map - Arizona Mortgage Pro. Here's a list of the pages and links found on azmortgagepro.com as well as what you can expect to find on each page. The home page for www.azmortgagepro.com. Mortgage rate information and a quick rate quote form. Some testimonials and reviews from past clients of John Moran. Information about John Moran's background and work history. Mortgage calculators that allow visitors to calculate estimated mortgage payments. Frequently asked mortgage questions and their answers.

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Licensing Information - Arizona Mortgage Pro

http://www.azmortgagepro.com/licensing.htm

John Moran's License Numbers. Cardinal Financial Company, Limited Partnership's Licensing Disclosures. Arizona Mortgage Banker License No. BK-0925883. John Moran Producing Manager. 16220 N Scottsdale Rd Ste 110. Cardinal Financial Company, Limited Partnership is an Equal Housing Lender. NMLS# 66247.

azmortgagepro.com azmortgagepro.com

About John Moran - Arizona Mortgage Pro

http://www.azmortgagepro.com/about-john-moran.htm

Find out more about John Moran:. Thank you for visiting my website and considering me for your mortgage needs. A little background info:. I grew up in northern Wisconsin and attended the University of Wisconsin (Go Badgers! After college I spent two years in New York, NY as a real estate agent in Manhattan. That was certainly an eye-opening experience for a young guy from the Midwest. Enough about me, how can I help you? Type the word Arizona. What others are saying about John:.

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Arizona Mortgage Rates - Arizona Mortgage Pro

http://www.azmortgagepro.com/arizona-mortgage-rates.htm

Mortgage Interest Rates in Arizona. 60 Seconds - 12 Easy Questions. Mortgage rates are not one size fits all. Fill out this brief form and I will personally send you a rate quote tailored to your unique situation. No social security number or credit card. Is required and most quotes are provided within 1 hour. Quick Arizona Mortgage Rate Quote. Refinance with no cash out. Refinance with cash out. Condo under 4 stories. Condo over 4 stories. Include Escrows in Payment? Type the word Rates.

azmortgagepro.com azmortgagepro.com

VA Mortgage Loan Info - Arizona Mortgage Pro

http://www.azmortgagepro.com/va-mortgage-arizona.htm

VA Mortgage Loans in Arizona. Click here for VA mortgage rates:. Here are some of the highlights of VA loan program:. 0% minimum down payment! Loan amounts up to $417,000. Without a down payment or higher with one. No first time homebuyer. Up to 4% seller concessions. No monthly mortgage insurance. Even without a down payment. Bankruptcy, foreclosure and short sale allowed after only 2 years. John Moran Producing Manager. 16220 N Scottsdale Rd Ste 110.

azmortgagepro.com azmortgagepro.com

Jumbo Mortgage Loan Info - Arizona Mortgage Pro

http://www.azmortgagepro.com/jumbo-mortgage-arizona.htm

Jumbo Mortgage Loans in Arizona. Click here for jumbo mortgage rates:. Jumbo mortgages have a higher loan amount than the conforming limits in a certain area. Here in Arizona, the conforming loan limits are currently $417,000. Anything over that limit is considered a jumbo loan and is subject to a different set of rates and underwriting standards. Here are some of the highlights of some of our jumbo loan programs:. 10% minimum down payment. Loan amounts up to $3 million. No first time homebuyer.

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Home Dreams ~ A Book of Affordable Housing Alternatives

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A Mortgage Audit - Professional Securitization Audits - Home

Many homeowners in the United States today may have fallen. Victim to fraudulent or predatory lending practices. Homeowners and Attorneys helping them who are looking to have their mortgage loan terms changed in any manner must first determine the reasons, if any, that a bank should help them. Please watch the video to the right.We have been providing usable evidence in court to help homeowners who ask the lender to "produce the properly endorsed note". What laws does a Mortgage Securitization. The repor...

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This is a mortgage blog.

This is a mortgage blog. Its purpose is to educate consumers and real estate professionals about home mortgages. June 13, 2014. What is mortgage insurance and why do I have to pay it? Lets start with the basics - what is mortgage insurance? Many homeowners feel mortgage insurance is imposed on them by banks for no reason and they dont benefit from it in any way. The reality is that without mortgage insurance, many of those same people would not be homeowners. Read the Full Article. June 12, 2014. Mortgag...

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Mortgage and Housing Industry News

Mortgage and Housing Industry News. LA Times - Real Estate News. CNNMoney.com Real Estate News. New York Times - Real Estate News. Real Estate / South Florida Sun-Sentinel. Subscribe to: Posts (Atom).

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Mortgage Calculator - Free Mortgage Calculator

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