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Cheryl Vesely

Cheryl Vesely

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Cheryl Vesely

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Frequently Asked Questions - Balance Financial Planning

http://balancefp.com/faqs

Cheryl Vesely, CFP. Why is a fee-only advisor important? Fee-only means that all our fees are easy to see and you know exactly how much you are paying for our services. We do not earn commissions on selling or recommending any product or service. We believe this is the best way to stay impartial and avoid conflicts of interest. What is your financial planning process? Understand your goals, both personal and financial. Gather financial data,. What is your investment philosophy? Than most actively managed...

2

Three Things to Consider Before Buying a Home - Balance Financial Planning

http://balancefp.com/three-things-to-consider-before-buying-a-home

Cheryl Vesely, CFP. Three Things to Consider Before Buying a Home. March 18, 2015. With rents rapidly increasing in many areas, now is a good to think about whether it makes more sense to buy or rent your home. A recent study. By Zillow reported that the median rents in many areas are increasing at a rate higher than inflation. The highest increase was San Francisco where the median rent grew year over year by 15% in January 2015! So how do you know if buying a house is the right move for you? That estim...

3

Financial Planning - Balance Financial Planning

http://balancefp.com/financial-planning

Cheryl Vesely, CFP. Everyone has different financial goals, values, and challenges. First we take time to understand your unique situation and your financial constraints. We then work with you to develop strategies to help reach your goals. Finally, we lay out both short and long term targets to help track your progress towards your goals. Our speciality is providing an organized overview of your financial life so the next steps become clear. A review of different alternatives and what-if scenarios.

4

When Does A Roth IRA Conversion Make Sense - Balance Financial Planning

http://balancefp.com/roth-ira-conversion-makes-sense

Cheryl Vesely, CFP. When Does A Roth IRA Conversion Make Sense. February 25, 2015. Converting your traditional IRA to a Roth IRA can be a great retirement planning strategy but it’s not the right move for everyone. Here are the things to consider before making the move. Compare Your Tax Rates. Your future marginal tax rate is harder to estimate. If you are young and at the lower end of your expected pay scale then it’s a good bet your marginal tax rate will be higher when you retire. How you pay the taxe...

5

Pricing - Balance Financial Planning

http://balancefp.com/pricing

Cheryl Vesely, CFP. Balance Financial Planning, LLC is an independent, fee-only firm. We offer financial planning, investment management, and cash flow planning services. You may just have a couple of questions or you may need a more comprehensive plan. Prices range from $450 for a basic retirement plan and up to $2,500 for a comprehensive plan. Prices depend on the scope and complexity of the plan. We provide a quote after an initial meeting. Below are common plan requests. Developing and tracking goals.

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Cheryl Vesely, CFP. Helping balance life today with planning for the future. Balance Financial Planning, LLC is a fee-only firm providing unbiased, practical financial planning and investing advice. We work with individuals, families, and small businesses to help grow your wealth and plan the life you want. Retirement Planning College Savings Goal Planning Home Ownership. Portfolio Review Asset Allocation ETFs and Index Funds Real Estate. Tax Planning Cash Flow Projections Budgeting Stock Option Planning.

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