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https://insurance-specialists.com

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Insurance Basics

http://www.insurance-specialists.com/Insurance_Basics.html

The very best professionals in the industry. Before speaking to an insurance professional, it is highly recommended that you take a few moments to learn a little bit about the basics of insurance. Fortunately, there is an organization that has created a simple brochure that helps to educate Canadians about insurance. The name of the organization is the Financial Consumer Agency of Canada (FCAC), and their 'Understanding Insurance Basics' can be found here.

2

Insurance Specialists

http://www.insurance-specialists.com/index.html

The very best professionals in the industry. Welcome to insurance specialists. An independent site built for those who demand excellence. From their financial professionals. Types of Life Insurance. Term vs. Mortgage Insurance. The History of Life Insurance. How to Save Money on Car Insurance. What are Segregated Funds? This is a third-party website - it is independent of ALL insurance companies. If you have any questions, please send us an email: info@insurance-specialists.com. How to Use This Site.

3

Term vs Mortgage Insurance

http://www.insurance-specialists.com/Term_vs_Mortgage.html

The very best professionals in the industry. Term Insurance Versus Mortgage Insurance. Perhaps before you decide to purchase mortgage insurance, you ought to consider a product that is designed to protect you and your family not your bank. Examine the example below, provided by Manulife Financial. They do a great job of demonstrating the differences between Term Insurance and your typical Mortgage Insurance product:. Source: Manulife Financial (manulife.ca).

4

What is an Annuity

http://www.insurance-specialists.com/What_Is_An_Annuity.html

The very best professionals in the industry. What is an Annuity? There are many different types of annuities, but the two most common are Fixed Annuities. Simply put, a Fixed Annuity. Has a guaranteed payout. It is either a percentage of the assets inside the annuity OR a set dollar amount. Since they are guaranteed, these types of annuities tend to pay out at a relatively low rate-of-return. A Variable Annuity, offers the potential of a higher return than a Fixed Annuity. Due to the complexity of annuit...

5

What is an Annuity

http://www.insurance-specialists.com/Securities_Commissions.html

The very best professionals in the industry. Below are the links to the various Securities Commissions for each province:. British Columbia - BCSC. New Brunswick - NBSC. Simply put, a Fixed Annuity. Has a guaranteed payout. It is either a percentage of the assets inside the annuity OR a set dollar amount. Since they are guaranteed, these types of annuities tend to pay out at a relatively low rate-of-return. A Variable Annuity, offers the potential of a higher return than a Fixed Annuity. Life insurance n...

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