eflglobal.com
Products | EFL Global
https://www.eflglobal.com/products
THERE’S A BETTER WAY TO ASSESS RISK. Our products quantify individual character for all financial institutions across any culture. We help lenders measure something that all borrowers have - character, their abilities, and willingness to repay. Gauging ethics, honesty, intelligence, attitudes and beliefs, we develop a deeper and more quantitative understanding of risk. Our products reveal a new dimension of information, which creates opportunities and quantifies risk for any individual. For underbanked c...
eflglobal.com
Consumers | EFL Global
https://www.eflglobal.com/products/consumers
EFL Credit Scoring for Consumers. Establish credit to safely expand the purchase power of consumers. The test can be set up for use at the point of purchase and can be given on a tablet or PC. The intuitive interface enables maximum engagement and an instant credit rating. EFL for Consumers gauges an individual’s conscientiousness, savings behavior, self control and domestic acumen. The three-digit credit score is determined in real time, so consumers may be registered for an initial line of credit.
eflglobal.com
Businesses | EFL Global
https://www.eflglobal.com/products/businesses
EFL Credit Scoring for MSMEs. Designed specifically for the challenges of developing markets. The EFL survey can be given on a tablet or PC without access to the internet; so lenders can administer at the branch or in the field. EFL offers seamless integration and real-time loan decision making for financial institutions that prioritize turnaround time. EFL offers an on-demand view of applicant risk as well as a rich set of applicant profile information. The application uses many techniques to prevent fr...
