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STKeros Financial Planning, LLC | Financial Planning and Investment Management

Financial Planning and Investment Management

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STKeros Financial Planning, LLC | Financial Planning and Investment Management | stkplanning.com Reviews

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Financial Planning and Investment Management

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Services | STKeros Financial Planning, LLC

http://stkplanning.com/services

We provide financial planning, investment management and tax preparation services for clients of all levels of income and net worth. We have particular experience, however, in working with physicians and other healthcare professionals, as well as special needs clients with physical or mental limitations. Click below for greater detail on our list of services. Determination or clarification of financial objectives. Investment selection and management. After a basic framework for an overall financial plan ...

2

Fees | STKeros Financial Planning, LLC

http://stkplanning.com/fees

Our hourly rates for financial planning $250 per hour. Fixed, non-hourly fees are available for certain financial planning engagement (workplace presentations and annual retainer arrangements, for example) and will depend on your desired services. We offer a discounted rate of $120 per hour to those with a net worth and yearly income each below $75,000. Tax-preparation fees vary based on the complexity of your situation. Please contact us for more information regarding our tax preparation services.

3

Our Philosophy | STKeros Financial Planning, LLC

http://stkplanning.com/philosophy

We do not employ market timing or stock-picking techniques, and do not recommend individual stocks or bonds to our clients. Instead, we base our portfolios primarily on very low-cost index funds that represent broad-based asset classes. Portfolios are constructed as simply as possible to achieve wide-spread diversification to meet a client’s desired risk tolerance and need for investment return. 8221; or “should I pay off my loans as fast as possible or should I invest that money instead?

4

About | STKeros Financial Planning, LLC

http://stkplanning.com/biography

Sotirios Keros, MD PhD. Sotirios Keros is the sole owner of STKeros Financial Planning, LLC (aka STK Planning). He has been giving advice and financial presentations on taxes, investing, and financial planning since 1998 to medical professionals and research scientists. STK Planning is a licensed Registered Investment Advisory firm in New York and South Dakota, and and a licensed tax-preparer in New York State, but can work with clients in most states. Here is a copy of his academic. STKeros Financial Pl...

5

FAQ | STKeros Financial Planning, LLC

http://stkplanning.com/faq

Do you only work with healthcare professionals? No About half of our clients do not have any affiliation with the field of medicine. Our clients include individuals of all professions as well as small business owners. We do feel, however, that we have some extra insights into some of the financial circumstances typical of physicians. How does the process work? What is the difference between financial planning and investment management? What is the Form ADV? What if my spouse/partner and I disagree about ...

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“Medically Necessary” Health Care. The Appeals Process. Part II (of two) - Musings on Medicine and Money

http://www.sotirioskeros.com/2014/12/14/medically-necessary-health-care-appeals-process-part-ii-two

Musings on Medicine and Money. A personal blog loosely devoted to Medicine, Personal Finance and Medical Education. Medically Necessary Health Care. The Appeals Process. Part II (of two). Medically Necessary Health Care. The Appeals Process. Part II (of two). December 14, 2014. Note, this is Part II of a 2-part post, which focuses on the medical insurance appeal process. Part I, focusing on how insurance companies decide what will be covered, can be found here. To the most recent version of the law.

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How Much Will I Get from Social Security? - Musings on Medicine and Money

http://www.sotirioskeros.com/2014/04/12/socialsecuritybenefits

Musings on Medicine and Money. A personal blog loosely devoted to Medicine, Personal Finance and Medical Education. How Much Will I Get from Social Security? How Much Will I Get from Social Security? April 12, 2014. How much will you collect in Social Security? Have you ever tried to estimate your benefits? During the financial literacy lectures I give to physicians, I tell people to assume they’ll earn about $30,000 per year (in today’s dollars) when they collect Social Security. Many physicians have a ...

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Sotirios Keros, Author at Musings on Medicine and Money

http://www.sotirioskeros.com/author/keros1gmail-com

Musings on Medicine and Money. A personal blog loosely devoted to Medicine, Personal Finance and Medical Education. Author Archive Sotirios Keros. The Psychology of High Deductible Health Plans and Health Savings Accounts: Are You a “Rational” Consumer of Health Care? December 12, 2015. Medically Necessary Health Care. The Appeals Process. Part II (of two). December 14, 2014. Is Your Health Care Medically Necessary? Part I (of two). December 13, 2014. I apologize in advance for this lengthy post. For...

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Physicians Archives - Musings on Medicine and Money

http://www.sotirioskeros.com/category/physicians

Musings on Medicine and Money. A personal blog loosely devoted to Medicine, Personal Finance and Medical Education. How Much Will I Get from Social Security? April 12, 2014. How much will you collect in Social Security? Have you ever tried to estimate your benefits? I have a passion for medical education, personal finance, and cost-effective delivery of care. I split my time between my (hourly or fixed fee only) financial planning and investment management firm, STKeros Financial Planning, LLC. Book Reco...

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debt Archives - Musings on Medicine and Money

http://www.sotirioskeros.com/category/debt

Musings on Medicine and Money. A personal blog loosely devoted to Medicine, Personal Finance and Medical Education. What is the Best Strategy for Paying Off Debt? March 20, 2014. I have a passion for medical education, personal finance, and cost-effective delivery of care. I split my time between my (hourly or fixed fee only) financial planning and investment management firm, STKeros Financial Planning, LLC. December 12, 2015. Medically Necessary Health Care. The Appeals Process. Part II (of two). Book R...

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Financial Education Archives - Musings on Medicine and Money

http://www.sotirioskeros.com/category/financial-education

Musings on Medicine and Money. A personal blog loosely devoted to Medicine, Personal Finance and Medical Education. Book Recommendation: If You Can…by William J Bernstein. July 6, 2014. How Much Will I Get from Social Security? April 12, 2014. How much will you collect in Social Security? Have you ever tried to estimate your benefits? A “See One, Do One, Teach One” Approach to Financial Education: A Guest Post at “Bogleheads.org”. March 10, 2014. If you are looking for unbiased, commercial-free education...

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cognitive biases Archives - Musings on Medicine and Money

http://www.sotirioskeros.com/category/cognitive-biases

Musings on Medicine and Money. A personal blog loosely devoted to Medicine, Personal Finance and Medical Education. Cognitive Biases in Medicine: The Power of the Default Option aka “Status Quo Bias”. March 26, 2014. Sotirios is both a physican and financial planner. And co-founder of the (currently bare-boned) DOCTORED MONEY. Personal finance site. Click here. For more information about Sotirios. January 21, 2017. December 12, 2015. December 14, 2014. Is Your Health Care Medically Necessary? July 6, 2014.

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Cognitive Biases in Medicine: The Power of the Default Option aka "Status Quo Bias" - Musings on Medicine and Money

http://www.sotirioskeros.com/2014/03/26/cognitive-bias-in-medicine

Musings on Medicine and Money. A personal blog loosely devoted to Medicine, Personal Finance and Medical Education. Cognitive Biases in Medicine: The Power of the Default Option aka “Status Quo Bias”. Cognitive Biases in Medicine: The Power of the Default Option aka “Status Quo Bias”. March 26, 2014. I like to be believe that I am a rational thinker who makes rational decisions, particularly when it comes to medicine. However, such rationality tells me that I am surely an. March 27, 2014 at 10:27 am.

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student loans Archives - Musings on Medicine and Money

http://www.sotirioskeros.com/category/student-loans

Musings on Medicine and Money. A personal blog loosely devoted to Medicine, Personal Finance and Medical Education. The future of the Public Service Loan Forgiveness Program is uncertain. How to choose a student loan repayment plan. January 21, 2017. What is the Best Strategy for Paying Off Debt? March 20, 2014. Sotirios is both a physican and financial planner. And co-founder of the (currently bare-boned) DOCTORED MONEY. Personal finance site. Click here. For more information about Sotirios. Medically N...

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Is Your Health Care “Medically Necessary”? Part I (of two) - Musings on Medicine and Money

http://www.sotirioskeros.com/2014/12/13/health-care-medically-necessary-part-two

Musings on Medicine and Money. A personal blog loosely devoted to Medicine, Personal Finance and Medical Education. Is Your Health Care Medically Necessary? Part I (of two). Is Your Health Care Medically Necessary? Part I (of two). December 13, 2014. I apologize in advance for this lengthy post. For those who are only casually interested in this topic, I recommend skipping ahead to the fourth paragraph on the second page. But what does it mean to be medically necessary and who gets to define it? Medicall...

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