insurance.financialplanningmalaysia.com
Life Insurance in Malaysia: April 2006
http://insurance.financialplanningmalaysia.com/2006_04_01_archive.html
Life Insurance in Malaysia. Life Insurance in Financial Planning. Saturday, April 15, 2006. Gambling with your insurance plan? There is a fine line between hedging your risk or gambling with the hedging instruments. Insurance is for us to hedge against our financial loss upon the occurrence of an event. It is not meant to be used so that we are financially better after the event and the subsequent insurance claim. In lottery, you pay the bookie your bet. When the event strikes (you strike lottery) yo...
insurance.financialplanningmalaysia.com
Life Insurance in Malaysia: Reduce your life insurance premium (2)
http://insurance.financialplanningmalaysia.com/2005/09/reduce-your-life-insurance-premium-2.php
Life Insurance in Malaysia. Life Insurance in Financial Planning. Friday, September 02, 2005. Reduce your life insurance premium (2). You probably would quickly point out that I did not actually cut down the life insurance price. I did not get a real cheap deal or something value for money. I merely gave up those life insurance benefits, those real good benefits, in order to get a lower price. I was merely NOT buying some elements of the life insurance. It is hardly enough as a protection if you have dep...
homeloans.financialplanningmalaysia.com
Home Loans in Malaysia: January 2013
http://homeloans.financialplanningmalaysia.com/2013_01_01_archive.html
Home Loans in Malaysia. Home loans guides, resources and tools. Thursday, January 24, 2013. Reduce your homeloan interest rate. Homeloan Rates Reduced in 2008, 2009 and 2010. In early 2009, Bank Negara Malaysia ("BNM") reduced the bank interest rate significantly (by 40%) and increased the liquidity of banking system to prepare for the anticipated economy downturn of the world. Banks would not informed you or reduced your homeloan interest rate. Method To Reduce Your Homeloan Interest. If your bank refus...
homeloans.financialplanningmalaysia.com
Home Loans in Malaysia: Compare and calculate home loan offers
http://homeloans.financialplanningmalaysia.com/2013/06/compare-and-calculate-home-loan-offers.html
Home Loans in Malaysia. Home loans guides, resources and tools. Tuesday, June 11, 2013. Compare and calculate home loan offers. If you are looking for a website that provides comparison of home loans offered by different banks, you may find these two websites useful. This Islamic home loan comparison and sourcing web tool. Is simple, just. 1 Enter the amount you want to borrow, and. 2 Enter the tenure of the loan (year). I like its simplicity. Many users will find that it is easy to use. 1 Enter the type...
stockinvesting.financialplanningmalaysia.com
Investing in Stocks: Reading financial statements
http://stockinvesting.financialplanningmalaysia.com/2005/10/reading-financial-statements.php
Sensible investing for financial planning in Malaysia. Sunday, October 30, 2005. Knowledge is power. This is particularly true when it comes to investing. Knowing a company's business performance and its industry well enough enables us to buy or sell its stocks confidently and correctly. Knowledge and information improves quality of our investing decisions. It is suicidal to practice investing characteristics like "being patient", "being quick to response", etc. without the backing of knowledge and i...
realestate.financialplanningmalaysia.com
Real Estate in Malaysia: Return of Investment of cash as down payment of rental property
http://realestate.financialplanningmalaysia.com/2006/04/return-of-investment-of-cash-as-down.php
Real Estate in Malaysia. Financial Planning for Real Estate Investing. Tuesday, April 18, 2006. Return of Investment of cash as down payment of rental property. You are considering whether to invest RM20,000 as down payment of a rental property. The difficult part of the decision is that you don't know whether the return of this RM20,000 is as good as your fixed deposits or unit trust funds. The biggest assumption of this calculator is the Future Estimated Value of your rental property. We must reali...
stockinvesting.financialplanningmalaysia.com
Investing in Stocks: FPM's stock selection criteria
http://stockinvesting.financialplanningmalaysia.com/2005/09/fpms-stock-selection-criteria.php
Sensible investing for financial planning in Malaysia. Thursday, September 08, 2005. FPM's stock selection criteria. Stock selection criteria: Sustainable dividend income with dividend returns over investment exceed 10% per annum. Do you think this is impossible? With current maximum dividend yield is only about 7%, how do you get one that exceed 10%? This is the stock selection criteria that base on FPM's financial planning principle. FPM’s financial planning principle. And dividend per share doubled...
wealth.financialplanningmalaysia.com
Build wealth in Malaysia: The conventional idea
http://wealth.financialplanningmalaysia.com/2005/07/conventional-idea.php
Build wealth in Malaysia. A sensible approach to financial planning. Sunday, July 31, 2005. The first step of conventional financial planning is inevitably setting such financial goals like sending children to college, buying a new car, saving for a down payment on a house, going on vacation, paying off high interest credit card debt, or planning for retirement etc. The ultimate financial goal is to be rich enough that such expenses like children's college education are like buying a movie ticket. Yo...
